MUMBAI: In the hustle and bustle of our lives, we often forget to take a breath and indulge ourselves. However, with the world at our fingertips, it's only a matter of seizing the moment and letting spontaneity take the lead. But how can one execute an impromptu getaway without breaking the bank? The answer lies in a travel credit card, the ultimate tool for savvy travelers. By utilizing this powerful tool, you can unlock a world of possibilities and embark on a last-minute journey to a dream destination.

There are numerous credit cards with travel benefits available, but only a few compare to IDFC FIRST Bank Credit Cards. Not only do they offer travel and stay packages, but they also provide travel insurance to protect you from inconveniences and accidents during your trip. They are ideal for last-minute travel plans since they offer seasonal discounts on bookings, shopping, and stays.  Here are the best credit cards with travel benefits to help you plan your last-minute trip.

1. IDFC FIRST Select Credit Card

This card offers comprehensive travel and shopping benefits. Along with an exciting reward program that offers up to 10X reward points on every credit card expense, you also get exclusive benefits on lifestyle and entertainment expenses while on trips. As with all IDFC FIRST Bank Credit Cards, the reward points accumulated on this credit card have no expiry date.

The IDFC FIRST Bank Select Credit Card offers the following travel benefits:

• Access to four complimentary railway and airport lounges every quarter
• Coverage of up to ₹1 crore for air accidents, ₹50 lakh for personal accidents, and a ₹50,000 for lost cards
• Low forex markup fee of 1.99% for all international transactions
• Coverage for two hotel and flight cancellation claims up to ₹10,000

As part of VISA offers, customers receive:

• Access to over 900 luxury hotels worldwide
• Discounts on airport transportation services in over 3000 cities
• Enjoy limo service pickup and drop at over 50 locations across the globe

2. IDFC FIRST WOW! Credit Card

The FIRST WOW! Credit Card is loaded with wow! features, travel benefits, exclusive reward programs and shopping offers. As an FD-secured credit card, it requires no documentation and is approved instantly. Some key travel benefits of FIRST WOW! Credit Cards are:

• Zero forex markup fees on all international transactions
• Withdraw cash from any ATM worldwide and pay 0% interest for 48 days
• Receive complimentary roadside assistance four times a year worth ₹1,399
• Save up to 20% on over 1500 diners and restaurants across the country
• Receive personal accident coverage of ₹2 lakhs and Lost Card Liability cover worth ₹25,000
• Enjoy exclusive discounts at over 300 merchants with the FIRST WOW! Credit Card and make your trip memorable
• As part of the VISA Infinite program, this card offers a range of benefits including global acceptance, 24/7 customer assistance anywhere in the world, and a host of exclusive deals and discounts

3. IDFC FIRST Wealth Credit Card

The IDFC FIRST Wealth Credit Card offers exciting travel and lifestyle benefits. Travel in style with numerous benefits when booking flights or hotels. Additionally, you can receive up to 10X rewards on every card expense. Reward points can be redeemed for additional discounts on trip bookings, instant payments at outlets and online. 

The FIRST Wealth Credit Card offers the following travel benefits:

• Enjoy complimentary access to domestic and international airport lounges
• Get an air accident cover of ₹1 crore, a personal accident insurance of ₹10 lakh and lost card liability insurance worth ₹50,000
• Enjoy the best-in-class forex markup fee rates of 1.5%
• Get interest-free ATM withdrawals for up to 48 days anywhere across the globe
• Travel and hotel cancellation insurance of up to 10,000 for two cancellation claims
• A comprehensive travel insurance cover of USD 1200
• Receive two complimentary golf rounds per month for every ₹20,000 you spend in a month
• Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹400 a month

As part of the VISA network, customers receive:

• Discounts on airport transportation in 3000 cities
• Access to over 900 luxury hotels and premium properties across the globe
• Concierge services for hassle-free bookings and travel assistance

So, if you're planning a last-minute trip, an IDFC FIRST Bank credit card makes for a perfect travel companion. You can apply with the IDFC FIRST Bank Mobile app or through net banking and get an instant approval for the card that's right for you. Enjoy exclusive benefits like airport lounge access, discounts on hotel bookings, and much more with an IDFC FIRST Bank credit card. Make the most of your travels and apply today!